Tracy March, Tempted in the Tropics

"A rush of sensation pulsed through her, lingering long after his touch. The towel quickly fell free. He caught it before it slipped to the ground and slung it over his shoulder. “Consider this your first time,” he said, his tone low and sultry. Good Lord... Paige could hardly blink. If this was any indication of the doc’s bedside manner, she could only hope for long-term, intensive treatment."